Tax Prep, Filing, and
Planning Services
Our tax preparation, filing, and planning services are tailored to meet your unique needs, ensuring accurate filings, maximum deductions, and long-term financial success. Trust our experts to guide you through every step of the tax process.
Filing Your Taxes Has Never Been Easier
As an independent tax firm, we utilize leading technology and secure platforms to make the tax preparation and filing process for clients as easy as 1-2-3! Regardless of where you live or work, or how simple or complicated your situation may be, our licensed and experienced CPAs and EAs are here to help you.
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Questionnaire & Upload
Simply complete a questionnaire and upload your tax documents to our easy-to-use tax platform.
Prepared By Professional
Your tax return will be reviewed and prepared by one of our CPAs or EAs based on the information provided.
Review, Sign, & E-File
Upon completion, we will send you the prepared tax return to you to review before anything is filed.
April 15th
Child Tax Credit
IRA Contributions
Earned Income Tax Credit
Charitable Contributions
Tax Prep & Filing
These services include gathering and organizing your financial information, accurately preparing your tax return, maximizing deductions and credits, and submitting your return to the IRS for you.
Form 1040 Individual Tax Return
Federal & State Tax Returns
Schedules A, B, D, and Individual Tax Forms
Tax Planning & Advisory
While tax preparation is reactive, tax planning is a proactive approach that focuses on planning and optimization throughout the year to maximize deductions and other strategies to minimize your tax liability.
In-Depth Tax Analysis (Current and Future)
Tax Savings & Tax Planning Recommendations
On-going Support & Advice
Frequently Asked Questions
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What licenses, certifications, and/or designations do your advisors hold?All of our advisors work in a fiduciary capacity and always have your best interest in mind. Our advisors hold all the required licenses to advise and service you, and many of our advisors hold various professional designations, such as: Certified Financial Fiduciary ® Enrolled Agent (EA) Certified Financial Planner (CFP ®) Certified Public Accountant (CPA ®) Certified Tax Specialist ™ Certified Annuity Specialist ®
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Do I have to use Meritum for all of my needs, or can I use my own CPA or other advisor(s)?No you do not! We have many clients who prefer to use their existing CPA or other advisor(s) and only utilize our advice and services for specific segments of their overall needs. Ultimately we want to do what is best and most comfortable for you, so if you prefer to use your existing CPA or other advisor(s) we are more than happy to coordinate services and advice with them - otherwise, we would more than happy to assist you with all of your investment, planning, tax, and insurance needs!
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Do I have to live in Cincinnati to work with Meritum?No you do not have to live in Cincinnati - we assist clients all over the United States! Our advisors have the flexibility to meet with you over the Zoom, phone, email, or if you are local to Cincinnati, in person at your home, office, or at your favorite coffee shop!
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How are you compensated for advice or services provided?Due to the fact that we offer such a wide range of services and advice, and work with clients in a variety of capacities, we are compensated in a few different ways. Fee-Based: For clients who have investable assets that we manage through our third-party custodians, we charge an annual Asset Under Management (AUM) fee as a percentage of the assets that we manage on their behalf (this fee typically ranges from 0.65% - 0.95% of AUM). Through this fee, we offer all of our investment management and financial planning services, and can be used to discount or cover additional services such as tax prep, filing, and planning depending on overall assets under management. Hourly or Fix Planning Fee: For clients who do not have investable assets that they want us to manage on their behalf, or if they want more one-off planning on a specific matter (e.g tax prep and filing or one-time financial planning), we offer a negotiable hourly or fixed service fee, depending on the level of commitment, service, and advice will be required. Commission-Based: On any insurance-based services that we provide (e.g. health insurance, life insurance, long-term care insurance, and annuities) we receive a commission or referral fee directly from the insurance company. You, as the client, are typically not required to pay us anything directly for these services. Every client's needs are different so we recommend that you reach out to us to discuss your specific needs and goals and we can more accurately determine how we can potentially work together and answer any questions that you may have!
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What types of investment accounts can you open and manage?Through one of our third-party custodian/brokerages (Altruist and Interactive Brokers), we can open and manage the following types of accounts: Cash Money Market Retirement IRA Roth IRA Rollover IRA SEP IRA Beneficiary IRA Beneficiary Roth IRA SIMPLE IRA Solo 401(k) Roth Solo 401(k) Safe Harbor 401(k) Traditional 401(k) Starter 401(k) Retirement Trust Non-Retirement Individual Trust Joint (JTWROS) Joint (JTIC) Joint (JTBE) Joint (JCP) Minor UTMA UGMA Minor IRA Minor Roth IRA Business Solo Proprietorship Single-Member LLC C Corporation LLC C Corporation LLC S Corporation LLC Partnership S Corporation Partnership Non-Profit Organization If you have any questions regarding the types of investment accounts we can open and manage, or if you would like more information on which type of account may be right for you, please contact us.
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Can you assist with estate planning services?While our advisors are not licensed attorneys and are not authorized to give legal advice, we have the experience and knowledge to answer general questions about estate planning as it pertains to investment, financial planning, tax, and/or insurance-related topics. For all of your specific estate planning needs such as, Wills, Trusts, Power of Attorney, and/or other documents or services, we can connect you with one of our trusted attorneys who can provide the legal guidance and assistance you require.
Have Questions or Need Advice?
By offering most tax, investment, planning, and insurance services in-house, we are dedicated to helping you reduce fees and save time when it comes to helping you achieve your financial goals and needs. You will gain peace of mind knowing all of your affairs will be coordinated, aligned, and managed with one simple phone call.